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Money Smarts

Old couple enjoying a camping trip

8 money moves to make as interest rates remain high

Since the Federal Reserve started its most aggressive rate hiking campaign in decades, the landscape for savers and investors has changed profoundly.
best money-making apps

9 best money-making apps in 2024

build credit

How to build credit: The basics and more

Credit monitoring on a laptop

What is credit monitoring?

How to budget money

How to budget money

How to start a business

How to start a business in ten steps: Tips on marketing, business plans and more

You can start a business in 10 steps. Get tips on research, marketing, creating a business plan and choosing a structure. Keep reading to learn more.
How long does it take to build credit?

How long does it take to build credit?

You can use a secured credit card or credit-builder loan to establish a credit history, but the most important factor in achieving a good credit score is making credit repayments on time.

What is a good credit score?

A good credit score is considered anything above 670 for FICO and above 661 for VantageScore, and it can help you get better rates on loans and credit cards.
retired couple looking in the distance

How to retire early

Early retirement requires diligent planning early on. Find out the steps you'll need to take to retire while you're still young enough to enjoy it.
What is the gift tax?

What is the gift tax?

The gift tax is a federal tax on property or assets transferred from one person to another where the giver doesn’t receive the full value of the items in return.

The 10 best states for a tax-friendly retirement

State taxes on retirement income, sales taxes, and property taxes can be a factor in the overall cost of living in a particular state. Be sure to understand the state tax situation for retirees in any state you are considering for your home in retirement.